Coverage Highlights
- Protection for claims arising from:
- Professional liability
- Pollution liability
- Coverage for the following supplemental payments:
- Crisis management expenses
- Appearance at proceedings
- Disciplinary proceedings
- Subpoena assistance
- ADA, FHA and OSHA legal expense reimbursement
- Cleanup costs coverage
- Waiver of subrogation rights when insured agrees to prospectively waive via written contract
- No hammer clause
- Non-practicing extended regulatory and/or death and disability extend regular periods
- Choice of counsel, with insurer’s consent
- Up to $25,000 deductible credit for voluntary mediation
- Automatic coverage for acquisitions of entities whose revenues are less than 50% of the named insured’s revenues
- Wrongful act includes “personal injury offense”
- Final adjudication required for fraud claims
Coverage Limits
- $5 million maximum
- $2,000 minimum deductible for $1 million limit
- $2,000 minimum premium for $1 million limit
Appetite & Availability
Target risks
- Architects
- Interior designers
- Landscape architects
- Agency construction managers
- Land surveyors
- Drafters/modelers/planners
- LEED design professionals
- All types of engineers, including:
- Civil
- Electrical
- Mechanical
- Telecommunications
- Environmental
- Industrial
- Hydrological
- Forensic
- Primary and excess coverage
Products available
- Admitted Architects & PROtect form, written on Argonaut Insurance Company paper, is filed in all 50 states, approved in 45, with the remaining states expected to be approved shortly
- Architect & Engineers PROtect form, written on non-admitted Peleus Insurance Company paper, is available in all 50 states
- Real Estate Developers PROtect form, written on non-admitted Peleus Insurance Company paper, is available in all 50 states
Coverage is always subject to all of a policy’s terms and conditions. This is a summary of certain key aspects of coverage. Review the policy form for complete terms and conditions. Products are underwritten by U.S. insurers that are members of Argo Group. Some products are only available through an authorized surplus lines insurer.
